"I am a Special Agent with the Federal Bureau of Investigation
(“FBI”), and have been so employed since approximately March 2015...I primarily investigate cyber-enabled fraud and business email compromise (“BEC”) schemes," that's how the FBI's criminal complaint against Ray "Hushpuppi" Abbas begins. Abbas is the Nigerian man accused of participating in a massive email scam operation targeting US businesses. 

Before the Coronavirus outbreak, payroll scams were already increasing. Now, with bad guys seeing workers more dependent on getting paid on time, this type of phishing fraud is happening even more.